Terms & Conditions

Effective Date: 12/27/2025

Welcome to [Your Website URL], operated by Alter Insurance Group LLC.

By using this Site, you agree to these Terms & Conditions. If you do not agree, do not use this Site.

1. Purpose of This Website

This Site is a lead generation platform. We collect consumer information and connect users with third-party licensed insurance agents or agencies.

We are also an insurance agency and can also provide and quote insurance policies.

2. Lead Generation & Third-Party Contact

By submitting your information:

You agree your information may be shared with or sold to one or more third-party licensed insurance agents or agencies

You agree those parties may contact you regarding insurance products or services

You understand we do not control their offers, pricing, or services

We do not guarantee that you will receive insurance coverage or specific quotes.

3. Consent to Communications (TCPA)

You expressly consent to receive communications from:

Alter Insurance Group LLC and/or

Our marketing partners and licensed insurance agents

Including calls or texts made using:

Automated dialing systems

Prerecorded or artificial voices

Consent is not required as a condition of purchase.

4. No Professional Advice

Information on this Site is for general purposes only and does not constitute insurance, legal, or financial advice.

5. User Responsibilities

You agree to:

Provide accurate and truthful information

Use the Site for lawful purposes only

Not misuse or attempt to disrupt the Site

6. Intellectual Property

All content on this Site (text, logos, graphics) is owned by Alter Insurance LLC and may not be used without permission.

7. Disclaimer of Warranties

This Site is provided “as is” without warranties of any kind. We do not guarantee uninterrupted or error-free service.

8. Limitation of Liability

To the fullest extent permitted by law, Alter Insurance Group LLC is not liable for any damages arising from:

Use of this Site

Interactions with third-party agents

Any insurance products purchased through Partners

9. Third-Party Websites

We are not responsible for the content, practices, or policies of third-party websites or services.

10. Indemnification

You agree to indemnify and hold harmless Alter Insurance Group LLC from claims arising out of your use of the Site or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

12. Changes to These Terms

We may update these Terms at any time. Continued use of the Site means you accept any changes.

13. Contact Information

Alter Insurance Group
Email: [Contact Email]
Location: Orlando, Florida